Low-Income and High-Debt: Vulnerable Consumers in a Post-Wonga World

8 May 2019 - 9 May 2019

SG1 and SG2, Alison Richard Building

Please email conferences@crassh.cam.ac.uk if you would like to be kept informed about the event, or have any other questions. 



Jodi Gardner (University of Cambridge)

Mia Gray (University of Cambridge)

Katharina Moser (University of Birmingham)



High-cost credit and the challenges associated with financial access for vulnerable consumers has experienced increased political and media attention, but these issues are academically understudied, and discussed only to a limited extent. To respond to this challenge, we are running a two-day interdisciplinary conference on the regulatory challenges associated with low-income, high-debt consumers. The challenges of high-cost credit are complex and require a multi-faceted response. As a result, this conference aims to be strongly interdisciplinary and will involve academics from law, social policy, history and anthropology.

A range of topics will be considered, each of which will have two academic papers followed by an ‘insight from practice’ (a presentation from a government body, charity or consumer organisation) and then group discussion. These topics will include inequality, high-cost credit, the financial crisis and cultural change, the economic lives of low-income consumers, the historical aspects of debt challenges, insolvency and alternatives and Ombudsman services. We hope that the conference will be of interest to a wide range of individuals, including those from academia, the charity sector and consumer organisations.




Supported by the Centre for Research in the Arts, Social Sciences and Humanities (CRASSH) and St John's College, Cambridge.